Credit Risk Analytics Manager

About this role:

Reporting to the Head of Risk, you will be the credit risk management specialist to implement the credit policy and framework to ensure the alignment with internal and external policy.

What you’ll do and what success looks like in this role:

  • Establish the retail lending credit policy and analytics framework based on the Company’s Risk Appetite and ensure the credit risk tolerances/credit loss norm is met
  • Conduct regular research to review retail lending credit policies and guidelines to ensure the company lending business grows healthily
  • Responsible for credit analysis and coordinate with relevant stakeholders (e.g. Group Risk, Product Groups, Regulators, etc.) to achieve the credit initiatives
  • Compile regular acquisition and portfolio MIS to ensure the performance is aligned with the budget expectation
  • Support evaluation of business initiatives or related credit proposals
  • Work on ad hoc projects

What is required and what we’re looking for:

  • Degree holder or above in Finance, Mathematics, Risk Management, Statistics or a related field
  • Minimum 5 years of experience in banking industry with credit risk management of retail lending business
  • Experienced in credit risk analysis and policy formulation
  • Sound knowledge in personal loan credit risk management is preferable
  • Able to work in a dynamic and multinational culture and cope with high pressure
  • Strong senses of risk control and management
  • Hands on experience in SAS programming language, additional Python knowledge is a plus
  • Ability to build effective relationships and liaise effectively with key business areas and management at all levels of the organisation
  • Experience in the latest industry development such as understanding of Artificial Intelligence and Machine Learning techniques will be an advantage

WeLab perks:

  • Competitive salary
  • Learning and development stipend, because we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn
  • Work hard and laugh lots (chicken wings and french toast, etc.) with a high-performing, fun and diverse team
  • Weekly afternoon teas and fully stocked fridge
  • Coffee stipend
  • Conveniently located office surrounded by diverse and delicious lunch options
  • Lively office with gaming consoles and a ping pong table
  • Fun extracurricular activities with your colleagues like hiking, yoga, badminton, wine tasting, dragon boat racing, rock climbing, etc.
  • Employee referral bonuses

Awards & recognition:

  • KPMG’s 2018 Fintech Top 100 – #7 in China and #23 globally, only Hong Kong fintech recognized on the list for 3 straight years
  • The Asian Banker’s “Best Business Model” and “Best Data Analytics Initiative” in 2018

We offer competitive salary package to the successful candidate. If you are interested in joining this exciting team, please email your resume to us at [email protected]

All information provided by applicants will be used for recruitment purposes only. Information of unsuccessful applicants will be destroyed within 12 months of receipt.

Submit your resume