What you’ll be doing
- To formulate the Group’s risk policies based on the Group and Businesses Units Risk Appetite statement and ensure the risk tolerances/loss norm is met
- To implement and oversee the strategy and infrastructure for the identification, assessment, management and control of risk across China & Hong Kong Consumer Finance unit
- To oversee operational and other matters with particular emphasis on credit risk, like credit approval and collections
- To lead review independently on credit performance of portfolio, construct and review credit analysis conducted and provide feedback to improve credit performance
- To supervise risk management tools development (e.g. Third Party Data Source Usage) to enhance the big-data infrastructure of the Company
- To provide specialist support and advice to the appropriate business units for improving the risk assessment and risk management framework across the Company
Who we think you are
- University degree holder or above in Business Administration, Finance, Risk Management, Statistics or other related disciplines
- 10+ years’ experience in risk policy, analytics and/or credit operation
- Knowledge of credit analysis and credit management
- Strong organizational skills
- Excellent communication skill and interpersonal skill
- Able to work in a fast-paced team environment; can deliver under considerable time pressure with attention to detail and accuracy
- Proficient in spoken and written English and Chinese (Mandarin)