Credit Approval Manager

About this role:

As Credit Approval Manager, you will be responsible for making credit decision for credit applications for personal loan as well as ensuring the operational processes are in full compliance with the Bank’s policy and regulatory requirements.

What you’ll do and what success looks like in this role:

  • Review customer's financial status, credit bureau report and internal credit history to recommend approval decision for personal installment loan applications
  • Handle credit applications according to credit policies and underwriting standards
  • Manage and monitor loan portfolio to ensure credit quality and full compliance of internal policies and lending guidelines
  • Perform verification to detect fraud application and prevent fraud
  • Participate in projects to improve and optimize the credit operation and process

What is required and what we’re looking for:

  • Higher Diploma or above
  • Minimum 5 years related experience in personal loan products. With approval delegation is preferred
  • Self-initiative and good team player
  • Multi-tasking and ability to manage deliverables within tight deadlines
  • Excellent interpersonal and communication skills
  • Good command of both written and spoken English and Chinese

WeLab perks:

  • Competitive salary
  • Learning and development stipend, because we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn
  • Work hard and laugh lots (chicken wings and french toast, etc.) with a high-performing, fun and diverse team
  • Weekly afternoon teas and fully stocked fridge
  • Coffee stipend
  • Conveniently located office surrounded by diverse and delicious lunch options
  • Lively office with gaming consoles and a ping pong table
  • Fun extracurricular activities with your colleagues like hiking, yoga, badminton, wine tasting, dragon boat racing, rock climbing, etc.
  • Employee referral bonuses

Awards & recognition:

  • KPMG’s 2018 Fintech Top 100 – #7 in China and #23 globally, only Hong Kong fintech recognized on the list for 3 straight years
  • The Asian Banker’s “Best Business Model” and “Best Data Analytics Initiative” in 2018

We offer competitive salary package to the successful candidate. If you are interested in joining this exciting team, please email your resume to us at [email protected].

All information provided by applicants will be used for recruitment purposes only. Information of unsuccessful applicants will be destroyed within 12 months of receipt.

Submit your resume